Keeping up with your credit score can be overwhelming. Unexpected situations outside of our control can leave Texans struggling to pay the bills and events like a divorce or a bankruptcy can wreck your credit scores. Since traditional lenders rely on your credit score to determine your worthiness for a loan, it can be difficult to get the cash you need with less-than-perfect credit . Freddy’s Fast Cash works to provide Texans with bad credit access to fast cash when they need it.
What Is Bad Credit?
Credit scores range from 300 to 850. Typically, a FICO score below 600 is considered a “bad” credit score. However, this doesn’t account for the extenuating circumstances that caused the credit score to slip and many Texans find themselves burdened with a bad credit score long after their fortunes have improved. Factors other than your credit score can affect your ability to get a loan. Traditional lenders may also deny you if you have a poor debt-to-income ratio or a negative repayment history
Can I Get A Loan With No Credit Check?
Freddy understands that your credit score doesn’t define who you are. Your past doesn’t have to be your future. Installment Loans from Freddy’s Fast Cash aren’t based on your credit score. You can get approved for a loan in Longview or any of our East Texas locations with no credit check. Instead, Freddy’s Fast Cash considers your current financial situation to approve you for a loan with an interest rate and terms of repayment that works for you.
Bad Credit Loans From Freddy’s Fast Cash
Freddy’s Fast Cash offers installment loans up to $3000 at our branch in Longview or any of our East Texas locations. Getting approved is quick and easy! Here’s what you need to get approved for an emergency loan from Freddy Fast Cash:
- Open and Active Checking Account
- 90 day Bank Activity print out with Direct Deposit or 180 day Bank Activity print out with non Direct Deposit.
- Debit Card
- Driver’s License or State Issued I.D. Card
- Social Security
Understanding the Cost and Benefits of Your Payday Loan
Resist the temptation to borrow more than you need and create a plan to pay off your loans quickly. Installment loans provide quick cash to borrowers who face obstacles from traditional banks, but it’s important to understand the tradeoffs involved in a bad credit loan. Speak to the friendly professionals at Freddy’s Fast Cash to better understand the exact terms, interest rates, and costs associated with an Installment Loan for borrowers with bad credit. You can find examples of our loans on our Rates And Licenses page with clear and detailed information. You should never take out a loan without complete information and a plan to pay back your loan.
Need Cash Fast? Apply Now.
Freddy has your back with quick cash loans. Call 833-FREDDY-1 or apply for a Freddy’s Fast Cash loan and pick up your money at one of our convenient East Texas locations!
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