Do Payday Loans Hurt Your Credit?

Life in East Texas can be complicated enough without worrying about your credit score. Freddy’s Fast Cash can get you the cash you need without the hassle of invasive credit checks. If you’re wondering about how payday loans could impact your credit score, read on to learn more.

Freddy’s Fast Cash Loans

Freddy’s offers multiple types of loans to help East Texas borrowers access cash when they need it. Installment loans provide up to $3000 in cash right away, with payment options in smaller amounts over time. Title loans from Freddy’s allow you to leverage an automobile with a clear title to get fast cash based on the value of your vehicle. 

Do Payday Loans Hurt Your Credit?

The truth is that applying for a payday loan is not likely to lower your credit score. Unlike traditional lenders, Freddy’s Fast Cash will NEVER make a “hard inquiry” against your credit. In fact, you can get approved for a loan at Freddy’s Fast Cash with NO credit check at all. Freddy’s understands that your past credit history doesn’t define your current circumstances and can consider your current financial situation to get you approved for a fast cash loan at any of our East Texas locations. Here’s what you need to get approved for a loan at Freddy’s Fast Cash.

Getting Approved For Installment Loans 


With an Installment Loans from Freddy’s Fast Cash you can pay back your loan with periodic payments over the course of time. Each payment pays down your principal balance giving you more time to pay off your loan. Your local Freddy’s Fast Cash team can work with you to understand your situation and create a loan that fits your needs.  Here’s what you need to get approved for a fast cash installment loan from Freddy Fast Cash:

  • Open and Active Checking Account
  • 90 day Bank Activity print out with Direct Deposit or 180 day Bank Activity print out with non Direct Deposit.
  • Debit Card
  • Driver’s License or State Issued I.D. Card
  • Social Security

Apply For An Installment Loan >>>

Getting Title Loans at Freddy’s Fast Cash

You can use your clear title vehicle to access up to $20,000 in same-day fast cash with no credit check. Our team of professionals will appraise your vehicle and can approve you a loan based on it’s appraised value. Title Loans from Freddy’s Fast Cash are approved in-house and they never require a credit check. To get approved for a Title Loan from our Texarkana location you will need to bring:

  • Clear Auto Title
  • Current Utility Bill
  • Current Pay Stub
  • Driver’s License or State Issued I.D. Card
  • Social Security Card

Apply For A Title Loan >>>

Researching Your Fast Cash Loan 

An installment loan or title loan can get you the fast cash you need, but it’s important to understand the cost of your loan first. Avoid taking out a loan without complete information and a realistic plan to pay back what you will owe. If you have questions, please contact the friendly team at Freddy’s Fast Cash to ask about the exact terms, interest rates, and costs associated with our loans. We are committed to being helpful and transparent. You can even find examples of our loans on our Rates And Licenses page with clear and detailed information!

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